Government Program
Canadian Dental Care Plan CDCP
Westbram Dental accepts the CDCP — eligible patients can receive dental care at reduced or no cost.
The Program
What is the CDCP?
Who It's For
A federal program for eligible Canadians — including seniors, people with disabilities, and children — who do not have private dental insurance.
How It Works
Apply through the Government of Canada. Sun Life Financial administers the plan and issues your coverage confirmation with a start date.
Coverage
Coverage ranges from 40% to 100% based on your adjusted family net income. Copayments may apply depending on your income bracket.
Eligibility
Who Qualifies?
Three groups are eligible for the Canadian Dental Care Plan.
Seniors 65+
Canadian residents aged 65 and over who meet income and insurance requirements.
Disability Tax Credit
Adults who hold a valid federal Disability Tax Credit certificate.
Children Under 18
Children under the age of 18 who meet the residency and income criteria.
Additional Requirements — all must apply:
- Canadian resident
- No private dental insurance coverage
- Adjusted family net income below $90,000
- Filed a tax return
Not sure if you qualify? Call us — we're happy to help.
(905) 454-8585Income-Based Coverage
How Much Will the CDCP Cover?
Your coverage percentage is determined by your adjusted family net income as reported on your tax return.
Income thresholds are set by the Government of Canada and may be updated annually. Verify current rates at canada.ca
Step by Step
How to Apply & Book
Apply at canada.ca/dental
Visit the Government of Canada's website or call 1-888-537-4342 to apply for the CDCP. Applications can also be submitted by mail.
Apply OnlineReceive Your Sun Life Confirmation
After approval, Sun Life Financial will send you a confirmation letter with your coverage start date and member ID.
Sun Life CDCP InfoWait for Your Coverage Start Date
Appointments can only be scheduled on or after your coverage start date. Dental services received before this date will not be covered.
Book at Westbram Dental
Call us or walk in — we accept the CDCP and will direct bill Sun Life on your behalf. Bring your confirmation letter to your first visit.
(905) 454-8585Westbram Dental
CDCP at Our Office
We accept the Canadian Dental Care Plan and provide direct billing to Sun Life Financial — no upfront payment required for covered services.
Services We Provide Under CDCP
- Dental exams & check-ups
- X-rays (bitewings & full mouth)
- Professional teeth cleanings
- Fillings (tooth-coloured & amalgam)
- Crowns & bridges
- Complete & partial dentures
- Emergency dental care
- Selected periodontal treatments
We Direct-Bill Sun Life
Westbram Dental submits your CDCP claims directly to Sun Life Financial. You only pay your copayment (if any) — we handle the rest.
New to the CDCP?
Our front desk team can answer questions about what to bring and what to expect at your first CDCP appointment.
(905) 454-8585Important Information
Please review the following before booking your appointment.
- This is not a fully free program. Depending on your income, you may owe a copayment of up to 60% of the service cost.
- Not all dental services are covered. The CDCP covers specific listed services. Cosmetic procedures and certain treatments are excluded.
- You must have an active coverage start date. Appointments cannot be made before your Sun Life coverage start date. Costs for early appointments will not be reimbursed.
- No private dental insurance. You are not eligible for the CDCP if you or your spouse/partner have private dental insurance.
Get Started
Ready to Use Your CDCP Benefits?
Westbram Dental is accepting CDCP patients. Call us or walk in to 400 Queen St W, Brampton, ON L6X 1B3.